Full Policy Limits Recovered in Hurricane Sandy Bad Faith Case
Freundlich & Littman secured full policy limits for a homeowner whose property was destroyed by Hurricane Sandy.
The firm filed suit in New Jersey Federal Court after the insurance company refused to fully compensate the client. The insurer claimed the home had “preexisting damage” and argued that the hurricane did not directly cause the loss.
During litigation, Freundlich & Littman uncovered evidence that the engineering firm hired by the insurer altered reports to support coverage denials. Armed with that evidence, the firm aggressively pursued the claim and obtained payment of the full insurance policy limits so the client could rebuild her home.
Fighting Unfair Insurance Claim Denials
Freundlich & Littman represents homeowners and businesses in structural damage and personal property loss claims.
Insurance companies do not always pay the full value of a claim. Some delay investigations, request excessive documentation, or deny claims outright. Insurers have a legal duty to evaluate claims fairly and process them in good faith under the terms of the policy.
When an insurer fails to meet that duty, policyholders have legal rights.
Why Early Legal Representation Matters
After a major loss, early legal guidance can make a significant difference. An experienced attorney can:
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Communicate directly with the insurance company
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Protect you from improper claim tactics
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Review policy language and exclusions
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Preserve evidence and deadlines
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Position the claim for full recovery
Insurance companies operate as for-profit businesses. Their goal is to minimize payouts. Having counsel levels the playing field.
Results Driven by Preparation and Strategy
This recovery reflects one of many settlements and awards obtained through focused preparation, detailed claim analysis, and assertive litigation strategy.
If you believe an insurance company has treated you unfairly, contact the Philadelphia injury attorneys at Freundlich & Littman for a free consultation at 215-545-8500 or info@FreundlichandLittman.com.
