Examination Under Oath

There are many situations where you might take an examination under oath. The attorneys at Freundlich & Littman, LLC want you prepared for an examination under oath. If at any time you need legal representation for an examination under oath in Philadelphia, do not hesitate to contact us.

An examination under oath is a routine procedure in the insurance world. If you prepare enough for the questions that the insurance company asks, it will not be a strenuous ordeal. This article will discuss what an examination under oath is and how to prepare for one.

What Is An Examination Under Oath?

A legal oath is a pledge to tell the truth during a legal procedure. An examination under oath is procedure typically held by insurance companies. In many ways, it is a quasi-legal proceeding. After you file a claim with your insurance company, they may need you to report to a representative from the agency. A court reporter will be there to take down everything said, just as in a deposition or trial. You will take an oath to tell the truth. After the oath, the questioner will ask you a series of questions. Insurance companies design these questions to mimic a deposition. In a deposition, as you may have seen on popular media, is a fact-finding exercise. It allows the insurer to investigate and have all the information needed before making a determination on your claim.

Do I Need An Attorney?

You are not required to have an attorney present at an examination under oath, but it is strongly advised to have one. Even though an attorney cannot assist your answers, but they can prevent bad questions.

The insurer’s representative will have an attorney, but neither individual has your interest at heart. An attorney will be able to spot if your insurer or insurer’s attorney is doing anything that isn’t strictly above board.

Contact us today for a free consultation and case evaluation.