An examination under oath is a procedure insurance companies use after you file a claim. It is a quasi-legal proceeding: you appear before a representative of the insurer, a court reporter records everything said, and you take an oath to tell the truth just as you would in a deposition or at trial. The questions are deliberately structured to resemble a deposition, because the purpose is fact-finding. The insurer is investigating and gathering the information it wants in hand before it makes a determination on your claim.
Lead attorney on every case we take, backed by a dedicated legal team you work with directly.
You are not required to bring an attorney, but it is strongly advisable. An attorney cannot answer for you or coach your testimony. What an attorney can do is object to improper questions and recognize when the insurer or its counsel is doing something that is not strictly above board. The insurer's representative will have a lawyer in the room, and neither of them is there to protect your interests.
Our work on an examination under oath is preparation as much as attendance: understanding the claim, understanding what the insurer is likely probing for, and making sure you walk in ready rather than surprised. Prepared for the questions the insurer will ask, an examination under oath is not a strenuous ordeal. Unprepared, it becomes a transcript the insurer can build a denial around. Consultations and case evaluations are free.
Examination Under Oath
There are many situations where you might take an examination under oath. The attorneys at Freundlich & Littman, LLC want you prepared for an examination under oath. If at any time you need legal representation for an examination under oath in Philadelphia, do not hesitate to contact us.
An examination under oath is a routine procedure in the insurance world. If you prepare enough for the questions that the insurance company asks, it will not be a strenuous ordeal. This article will discuss what an examination under oath is and how to prepare for one.
A legal oath is a pledge to tell the truth during a legal procedure. An examination under oath is procedure typically held by insurance companies. In many ways, it is a quasi-legal proceeding. After you file a claim with your insurance company, they may need you to report to a representative from the agency. A court reporter will be there to take down everything said, just as in a deposition or trial. You will take an oath to tell the truth. After the oath, the questioner will ask you a series of questions. Insurance companies design these questions to mimic a deposition. In a deposition, as you may have seen on popular media, is a fact-finding exercise. It allows the insurer to investigate and have all the information needed before making a determination on your claim.
