Freundlich & Littman, LLC
Insurance Litigation Attorneys
Bad-faith claims, denied claims, and disaster-related insurance disputes for policyholders and businesses.
- Free, confidential case review
- No cost, no obligation
- A lead attorney and dedicated legal team
Recognized Across the Legal Field
Our attorneys have earned distinctions from respected legal organizations for trial advocacy, client service, and professional excellence, standing recognition built case by case over the life of the firm.
Practice Group
Insurance Litigation
Bad-faith claims, denied claims, and disaster-related insurance disputes for policyholders and businesses.
You pay premiums for years expecting your carrier to be there when you actually need it, and too often, a legitimate claim is delayed, undervalued, or denied outright. Our insurance litigation team represents policyholders and businesses across every category above, reviewing the policy language against the actual facts of your loss and pushing back when a carrier's conduct crosses from a legitimate coverage dispute into bad faith.
Insurance companies have entire departments dedicated to minimizing payouts; you deserve equally dedicated advocacy on your side. We request the complete claims file, document the true cost of repair or replacement, and, where the facts support it, pursue damages beyond the original policy limits for bad-faith conduct.
- Bad Faith Insurance Claims
- Insurance Denials
- Automotive Insurance Claims
- Homeowners Insurance Claims
- Commercial Insurance Claims
- Health Insurance Claims
- Life Insurance Claims
- Marine Insurance Claims
- Flood Damage Insurance Claims
- Storm & Hurricane Insurance Claims
- Wind Damage Insurance Claims
- Contractor Insurance Claims
- Public Adjuster Claims
- Examination Under Oath
Frequently Asked
Insurance Litigation: Frequently Asked Questions
My claim was denied, is that the final word?
No. We start by obtaining the insurer's specific written basis for denial, then compare that basis against your policy language and the facts of your loss to determine whether the denial can be challenged.
What counts as insurance bad faith?
Unreasonable delay in processing a valid claim, denial without a proper investigation, misrepresenting policy terms, or a lowball offer far below the claim's documented value can all support a bad-faith claim.
Do you represent businesses as well as individual policyholders?
Yes, we handle commercial insurance disputes, business interruption claims, and contractor insurance claims alongside our individual policyholder work.
How long does a bad faith or denied claim case take to resolve?
Timelines vary based on the size of the loss, the insurer's willingness to negotiate, and whether litigation becomes necessary, some claims resolve in a matter of months while others require formal litigation.
What's the difference between a denied claim and a bad faith claim?
A denial simply means the insurer refused to pay. A bad faith claim goes further, arguing the insurer's conduct in reaching that denial, or in delaying or underpaying, was itself unreasonable. The two often go hand in hand, but they're legally distinct claims.
Do I need to hire a public adjuster before calling a lawyer?
Not necessarily. A public adjuster documents and values your loss, while an attorney steps in when the carrier still won't pay that documented value. Many clients bring us in as soon as a claim starts stalling, before a public adjuster is even involved.
What kinds of losses does insurance litigation cover?
We handle disputes over homeowners claims, storm and flood damage, commercial property losses, and health and life insurance denials, in addition to auto and general liability disputes. If your carrier isn't paying what your policy promises, it's worth a free case review.
Ready to discuss your insurance litigation matter?
Every case review is free and confidential, with no obligation to hire us.
