Lyft changed how people move around Philadelphia, but its drivers are on the same roads as everyone else and face more distraction than the average motorist, often with passengers in the back seat and an app demanding attention. Crashes involving Lyft vehicles happen every day, and whether you were the passenger, the driver, or in the other car, your recovery depends on which insurance policy is triggered.
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Lyft has an internal accident reporting process. That process exists to serve Lyft, and going through it alone is a poor substitute for independent counsel. The company maintains a one million dollar policy that applies per ride and supplements the driver's own insurance, and if your injuries exceed that limit, expect resistance about collecting. There is separate contingent liability coverage for the window when the app is in driver mode but no ride request has come in and the driver's personal insurance does not respond: by Lyft's own published terms, a fifty thousand dollar maximum per person, one hundred thousand per accident, and twenty five thousand for property damage, with no deductible, subject to modification by state or city requirements. When the app is off, the driver's personal policy governs, since Lyft does not currently extend coverage in that window.
Sorting out which of those layers applies to your crash is the first real fight in a Lyft case, and it happens before anyone talks about value. Our team has spent years dealing with auto insurers on accident claims and knows how they operate. Take photos if you can, file a police report, exchange information with the driver and any other passengers, and get medical attention. Then call us. Contact us for a free consultation and case evaluation.
For years, cities like Philadelphia relied heavily on taxi cabs to transport travelers around the city. In recent years, companies like Lyft have revolutionized city transportation. Anyone with a valid license and insured car has the opportunity to become a Lyft driver. As experiences with taxi drivers will tell you, Lyft drivers are not immune to accidents. With rowdy fares in their backseat, Lyft drivers face more distractions than the average driver on the road, leading to more accidents, property damage, and even physical injury.
Legal Questions about Lyft Accidents
Lyft-related accidents happen every day. Even though Lyft is a young company, the legal team at Freundlich & Littman, LLC has the experience to deal with Lyft. Through years of dealing with insurance companies on auto accident-related claims , we know how insurance companies operate.
Why You Need a Lawyer for your Lyft Accident
Lyft has an internal process for reporting accidents, but this does not mean that should rely on them to handle your case. You cannot rely on Lyft to act in your best interest because they are a multi-million dollar company. Lyft stresses that their drivers must report the accident, but what about the interests of the passenger or other motorists? This is where legal representation is crucial.
Lyft’s one million dollar insurance policy supplements a driver’s insurance. The one million is per ride. If the injuries exceed that amount Lyft may give you trouble about collecting.
Do you need help navigating through a Lyft-related accident? Are you confused by your responsibilities in this situation? We at Freundlich & Littman, LLC are your Lyft accident lawyers. If you need legal advice or representation, let us help you. We will help you fight for the compensation that you need.
Contact us today for a free consultation and case evaluation.
