Freundlich & Littman, LLC

Insurance Litigation Attorneys Serving Delaware County, PA

Bad-faith claims, denied claims, and disaster-related insurance disputes for policyholders and businesses. Serving Media, Chester, Upper Darby, and the surrounding Delco communities.

4.9 out of 5 · 145+ reviews
  • Free, confidential case review
  • No cost, no obligation
  • A lead attorney and dedicated legal team
Avvo Rating 10.0 SuperbThe National Trial Lawyers, Top 100Super Lawyers, Austin Ross Freundlich100 Million Dollar Advocates Forum

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Recognized Across the Legal Field

Our attorneys have earned distinctions from respected legal organizations for trial advocacy, client service, and professional excellence, standing recognition built case by case over the life of the firm.

Avvo Rating 10.0 Superb
Martindale-Hubbell Peer Rated
The National Trial Lawyers, Top 100
Super Lawyers, Austin Ross Freundlich
Super Lawyers, Gregory Creed Littman
American Association of Attorney Advocates
NAOPIA, Top Ten Attorney, Personal Injury
Best Attorneys of America
100 Million Dollar Advocates Forum
American Institute of Legal Advocates, Elite Advocate
American Institute of Trial Lawyers, Litigator of the Year
Philly Favorites 2026 Gold Winner, Business Law
Philly Favorites 2026 Silver Winner, Personal Injury
Delaware County, PA

Delaware County holds older riverfront boroughs, dense inner-ring townships, and the Main Line's western edge, and its housing stock is old enough that carriers reach reflexively for the age of a building when a claim comes in. That reflex is worth challenging. A century-old borough home can suffer a sudden, covered loss just as a new build can, and the presence of old materials does not convert a burst pipe or a storm into ordinary deterioration. Our insurance litigation work for Delaware County policyholders starts with what the policy says about causes of loss and what the evidence shows about this particular event. We request the complete claims file, document the real cost of putting the property back, and press the carrier to explain its position in writing. Where a denial or delay reflects bad faith rather than a genuine coverage dispute, we pursue that separately.

Insurance matters arising in the county are generally brought in the Delaware County Court of Common Pleas, at the courthouse on West Front Street in Media, the county seat. Some disputes involving national carriers belong instead in the U.S. District Court for the Eastern District of Pennsylvania. The distinction shapes timing, motion practice, and how a coverage question ultimately gets decided, so it deserves attention at the outset rather than after a complaint is on file. We evaluate the policy language, the location of the loss, and the identity of the parties before deciding where to file, and we tell a client plainly what each path would likely involve.

The county's range means claims come in every size. Riverfront borough properties bring water, flood-adjacent, and fire losses in buildings whose systems are decades old. Inner-ring townships bring closely built housing where damage travels between structures and carriers argue over which event caused what. Toward the Main Line's western edge, higher-value residential coverage brings disputes over the adequacy of a repair estimate rather than whether anything is owed at all. Businesses across the county carry commercial property and interruption coverage that only gets scrutinized once operations halt. Insurance litigation addresses each of these, denied claims, undervalued payments, exclusion fights, and bad-faith conduct where the record supports it.

For Delaware County clients specifically, our insurance litigation work most often covers: Bad Faith Insurance Claims, Homeowners Insurance Claims, Insurance Claim Denials, Public Adjuster Claim Disputes, Automotive Insurance Claims Lawyers, Commercial Insurance Claims Lawyers, Contractor Insurance Claim Lawyers, Examination Under Oath Lawyers, Flood Damage Insurance Claim Lawyers, Health Insurance Claim Lawyers, Life Insurance Claim Lawyers, Marine Insurance Claim Lawyers, Storm and Hurricane Insurance Claim Lawyers and Wind Damage Insurance Claim Lawyers. Whichever of these brings you to us, the same firm-wide approach applies: you work directly with our attorneys and paralegals, the initial case review is free and confidential, and we prepare from day one as if the matter is going to trial.

Frequently Asked

Insurance Litigation in Delaware County: Frequently Asked Questions

My claim was denied, is that the final word?

No. We start by obtaining the insurer's specific written basis for denial, then compare that basis against your policy language and the facts of your loss to determine whether the denial can be challenged.

What counts as insurance bad faith?

Unreasonable delay in processing a valid claim, denial without a proper investigation, misrepresenting policy terms, or a lowball offer far below the claim's documented value can all support a bad-faith claim.

Do you represent businesses as well as individual policyholders?

Yes, we handle commercial insurance disputes, business interruption claims, and contractor insurance claims alongside our individual policyholder work.

How long does a bad faith or denied claim case take to resolve?

Timelines vary based on the size of the loss, the insurer's willingness to negotiate, and whether litigation becomes necessary, some claims resolve in a matter of months while others require formal litigation.

What's the difference between a denied claim and a bad faith claim?

A denial simply means the insurer refused to pay. A bad faith claim goes further, arguing the insurer's conduct in reaching that denial, or in delaying or underpaying, was itself unreasonable. The two often go hand in hand, but they're legally distinct claims.

Do I need to hire a public adjuster before calling a lawyer?

Not necessarily. A public adjuster documents and values your loss, while an attorney steps in when the carrier still won't pay that documented value. Many clients bring us in as soon as a claim starts stalling, before a public adjuster is even involved.

What kinds of losses does insurance litigation cover?

We handle disputes over homeowners claims, storm and flood damage, commercial property losses, and health and life insurance denials, in addition to auto and general liability disputes. If your carrier isn't paying what your policy promises, it's worth a free case review.

Where would a Delaware County insurance litigation case be heard?

Delaware County sits in Delaware County, so a state court matter goes to the Delaware County Court of Common Pleas, at the courthouse on West Front Street in Media. Federal claims are heard in the U.S. District Court for the Eastern District of Pennsylvania.

What should someone in Delaware County know before starting a case?

Delaware County is older riverfront boroughs, dense inner-ring townships, and the Main Line's western edge. Whatever the matter, it is filed and heard in Media, though an initial case review does not happen at the courthouse. Court appearances come later, and not every matter reaches one.

Should I hire a public adjuster before calling a lawyer about my Delaware County claim?

Not necessarily. A public adjuster documents and values your loss, while an attorney steps in when the carrier still will not pay that documented value. Many clients bring us in as soon as a claim starts stalling, before a public adjuster is even involved. Delaware County's older riverfront boroughs and dense inner-ring townships produce a lot of property claims where the fight is about value rather than coverage.

What counts as insurance bad faith in a Delaware County claim?

Unreasonable delay in processing a valid claim, denial without a proper investigation, misrepresenting policy terms, or a lowball offer far below the claim's documented value can all support a bad-faith claim. What matters is whether the carrier's conduct crossed from a legitimate coverage dispute into bad faith. Requesting the complete claims file is usually how that handling becomes visible.

My contractor's repair figure is far above what the Delaware County adjuster allowed. Who decides?

That is a dispute about value, and it is one of the most common reasons a claim stalls. We document the true cost of repair or replacement and compare the policy language against the actual facts of the loss. Older housing along the county's riverfront boroughs and the western edge of the Main Line can be expensive to restore properly, and the documentation has to show it. It is worth a free case review.

Talk to a Delaware County insurance litigation attorney today.

Every case review is free and confidential, with no obligation to hire us.

Call (215) 545-8500
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