Freundlich & Littman, LLC

Insurance Litigation Attorneys Serving South Jersey, NJ

Bad-faith claims, denied claims, and disaster-related insurance disputes for policyholders and businesses. Serving Camden County, Cherry Hill, and the greater South Jersey region.

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  • No cost, no obligation
  • A lead attorney and dedicated legal team
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Recognized Across the Legal Field

Our attorneys have earned distinctions from respected legal organizations for trial advocacy, client service, and professional excellence, standing recognition built case by case over the life of the firm.

Avvo Rating 10.0 Superb
Martindale-Hubbell Peer Rated
The National Trial Lawyers, Top 100
Super Lawyers, Austin Ross Freundlich
Super Lawyers, Gregory Creed Littman
American Association of Attorney Advocates
NAOPIA, Top Ten Attorney, Personal Injury
Best Attorneys of America
100 Million Dollar Advocates Forum
American Institute of Legal Advocates, Elite Advocate
American Institute of Trial Lawyers, Litigator of the Year
Philly Favorites 2026 Gold Winner, Business Law
Philly Favorites 2026 Silver Winner, Personal Injury
South Jersey, NJ

South Jersey is a region rather than a single county, spanning the Camden suburbs to the shore, and that has a direct consequence for anyone with an insurance dispute here. There is no one South Jersey courthouse. Venue depends on the specific county where the matter arose, most often Camden, Gloucester or Burlington County, so one of the first questions in any coverage case is simply where the loss occurred and what that means for filing. The claims themselves vary as much as the region does, from suburban homeowner denials to commercial interruption fights to shore-area property losses where wind and water coverage are treated very differently. Our insurance litigation work across South Jersey begins the same way regardless, with the policy language read against the actual facts of the loss and with a request for the carrier's complete claims file rather than the summary in its denial letter.

Because South Jersey is a region and not a county, a case is filed in the Superior Court of New Jersey in the county where the matter arose, most often Camden, Gloucester or Burlington County. Some disputes involving national carriers proceed instead in the U.S. District Court for the District of New Jersey. This is not a technicality to sort out later. The county determines the court, the schedule, and the local practice a case will follow, and a policyholder unsure which county governs their loss should have that answered before anything is filed. We work through the address of the loss, the policy terms, and the parties to reach that answer first.

A region this varied produces correspondingly varied claims. Suburban households near the Camden side bring water, fire, and storm damage claims denied on causation grounds. Businesses along the region's commercial and industrial corridors bring interruption and property claims where the argument is about scope and duration rather than whether coverage exists at all. Property closer to the shore raises familiar disputes about which peril caused which damage and which policy responds. Insurance litigation covers all of these, denied and undervalued claims, disaster-related losses, exclusion fights, and carrier conduct that moves past hard negotiation into bad faith. Each starts with reading the policy against the documented facts.

For South Jersey clients specifically, our insurance litigation work most often covers: Bad Faith Insurance Claims, Homeowners Insurance Claims, Insurance Claim Denials, Public Adjuster Claim Disputes, Automotive Insurance Claims Lawyers, Commercial Insurance Claims Lawyers, Contractor Insurance Claim Lawyers, Examination Under Oath Lawyers, Flood Damage Insurance Claim Lawyers, Health Insurance Claim Lawyers, Life Insurance Claim Lawyers, Marine Insurance Claim Lawyers, Storm and Hurricane Insurance Claim Lawyers and Wind Damage Insurance Claim Lawyers. Whichever of these brings you to us, the same firm-wide approach applies: you work directly with our attorneys and paralegals, the initial case review is free and confidential, and we prepare from day one as if the matter is going to trial.

Frequently Asked

Insurance Litigation in South Jersey: Frequently Asked Questions

My claim was denied, is that the final word?

No. We start by obtaining the insurer's specific written basis for denial, then compare that basis against your policy language and the facts of your loss to determine whether the denial can be challenged.

What counts as insurance bad faith?

Unreasonable delay in processing a valid claim, denial without a proper investigation, misrepresenting policy terms, or a lowball offer far below the claim's documented value can all support a bad-faith claim.

Do you represent businesses as well as individual policyholders?

Yes, we handle commercial insurance disputes, business interruption claims, and contractor insurance claims alongside our individual policyholder work.

How long does a bad faith or denied claim case take to resolve?

Timelines vary based on the size of the loss, the insurer's willingness to negotiate, and whether litigation becomes necessary, some claims resolve in a matter of months while others require formal litigation.

What's the difference between a denied claim and a bad faith claim?

A denial simply means the insurer refused to pay. A bad faith claim goes further, arguing the insurer's conduct in reaching that denial, or in delaying or underpaying, was itself unreasonable. The two often go hand in hand, but they're legally distinct claims.

Do I need to hire a public adjuster before calling a lawyer?

Not necessarily. A public adjuster documents and values your loss, while an attorney steps in when the carrier still won't pay that documented value. Many clients bring us in as soon as a claim starts stalling, before a public adjuster is even involved.

What kinds of losses does insurance litigation cover?

We handle disputes over homeowners claims, storm and flood damage, commercial property losses, and health and life insurance denials, in addition to auto and general liability disputes. If your carrier isn't paying what your policy promises, it's worth a free case review.

Which court would hear a South Jersey insurance litigation case?

South Jersey is a region, not a county, so venue depends on the specific county where the matter arose. It is worth confirming that before anything is filed. Federal claims are heard in the U.S. District Court for the District of New Jersey.

Does it matter exactly where in South Jersey the matter arose?

Yes. Because South Jersey does not sit under a single county court, the address where the events happened, or where the parties are, determines which courthouse applies. Two matters a short distance apart can belong in different counties.

Do you take insurance disputes anywhere in South Jersey?

Yes. South Jersey is a region rather than a single county, spanning the Camden suburbs to the shore, so the county a matter belongs to depends on where it arose. The work itself does not change: we review the policy language against the actual facts of your loss, request the complete claims file, and push back when the carrier will not pay what the policy promises.

My South Jersey shore property flooded and the claim was denied. Is that the end of it?

No. Storm and flood damage disputes are a regular part of our insurance work. We obtain the insurer's specific written basis for the denial, then compare that basis against your policy language and the facts of the loss to determine whether it can be challenged. Until that written basis is in hand, there is no way to test the carrier's reasoning.

What makes an insurer's conduct bad faith rather than an honest disagreement?

A denial means the insurer refused to pay. A bad faith claim goes further, arguing the conduct in reaching that denial, or in delaying or underpaying, was itself unreasonable. The two often go hand in hand, but they are legally distinct claims. Across South Jersey we see both, from Camden suburb homeowners claims to shore property losses, and the claims file usually shows which one you have.

Talk to a South Jersey insurance litigation attorney today.

Every case review is free and confidential, with no obligation to hire us.

Call (215) 545-8500
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